Accumulation Unit Values for New York Life Access Variable Annuity for Policies Purchased November 15, 2004 and After

This daily updated chart is your resource for tracking the accumulation unit values of the Investment Divisions of the New York Life Access Variable Annuity. For more complete performance including average annual total return, please click on the Performance Summary (PDF, 52KB).

Performance data quoted represents past performance. Past performance is no guarantee of future results. Due to current market volatility, current performance may be less or higher than the figures shown. The investment return and the accumulation value of your policy will fluctuate so that a policy, when surrendered, may be worth more or less than the original cost. For current to the most recent month-end performance information, call the New York Life Variable Products Service Center at 1-800-598-2019. Performance reflects the percentage change for the period shown with capital gains and dividends reinvested and includes an annualized separate account fee of 1.55%. A policy service fee of $40 is not included in these charges, but will be deducted each year on the policy anniversary and upon surrender if the accumulation value is less than $50,000. The performance shown, therefore, would be slightly lower if your policy's accumulation value is less than the $50,000. The Investment Divisions offered under the New York Life Access Variable Annuity and described herein are different from mutual funds that may have similar names but are available directly to the general public. Investment results may differ.

New allocations to the Alger American SmallCap Growth Investment Division will be not be accepted from Policyowners who were not invested in the Alger American SmallCap Growth Investment Division as of June 1, 2007.

01/06/2009 Change from 01/05/2009 % Change from 01/05/2009 % Change YTD

Alger American SmallCap Grwth Cls S Shrs 8.828468 0.152107 1.75 3.74

CVS Calvert Social Balanced Portfolio 7.270538 0.067752 0.94 2.71

Columbia Small Cap Value Class B Shares 8.774001 0.209981 2.45 3.25

Dreyfus IP Tech Growth Svc Shares 7.757303 0.176255 2.32 5.59

Fidelity VIP Contrafund - Svc Cls 2 8.803789 0.105370 1.21 4.47

Fidelity VIP Equity-Income - Svc Cls 2 7.268025 0.096607 1.35 3.83

Fidelity VIP Mid Cap - Service Class 2 11.109401 0.041386 0.37 2.52

Janus Aspen Series Balanced - Svc Shares 10.799381 0.075255 0.70 2.09

Janus Aspen Series WW Growth Svc Shares 7.435943 0.148045 2.03 4.96

MFS Investors Trust Series-Svc Cls 8.715092 0.051995 0.60 2.87

MFS Research Series - Svc Cls 8.455065 0.075934 0.91 3.73

MFS Utilities Series - Svc Cls 14.973401 0.140931 0.95 5.70

MainStay VP Balanced Service Class 8.641612 0.062063 0.72 2.42

MainStay VP Bond - Svc Cls 10.992998 0.042205 0.39 (.12)

MainStay VP Capital Appreciation Svc Cls 7.779965 0.073124 0.95 4.28

MainStay VP Cash Management 1.117193 (0.000038) 0.00 (.01)

MainStay VP Common Stock - Svc Cls 8.053825 0.065380 0.82 3.58

MainStay VP Conserv Allocation Svc Cls 9.154217 0.084429 0.93 1.91

MainStay VP Convertible - Svc Cls 8.752737 0.155883 1.81 4.98

MainStay VP Developing Growth Svc Cls 8.773508 0.088847 1.02 4.03

MainStay VP Floating Rate Svc Cls 8.254260 0.153500 1.89 2.39

MainStay VP Government - Svc Cls 11.569720 0.019831 0.17 (.44)

MainStay VP Growth Allocation Svc Cls 7.374104 0.072922 1.00 3.35

MainStay VP Hi Yield Corp Bond Svc Cls 8.806540 0.210973 2.45 3.84

MainStay VP ICAP Select Equity Svc Cls 8.287261 0.146942 1.81 4.47

MainStay VP International Equity Svc Cls 10.572541 0.049727 0.47 .74

MainStay VP Large Cap Growth Svc Cls 8.900818 0.094575 1.07 4.23

MainStay VP Mid Cap Core - Svc Cls 8.022533 0.117648 1.49 4.71

MainStay VP Mid Cap Growth - Svc Cls 8.177179 0.093927 1.16 4.69

MainStay VP Mid Cap Value - Svc Cls 7.930066 0.058794 0.75 2.86

MainStay VP Mod Growth Allocat Svc Cls 7.944225 0.084476 1.07 3.05

MainStay VP Moderate Allocation Svc Cls 8.579959 0.080847 0.95 2.39

MainStay VP S&P 500 Index Svc Cls 7.914301 0.059989 0.76 3.51

MainStay VP Small Cap Growth - Svc Cls 6.336185 0.065730 1.05 2.76

MainStay VP Total Return - Svc Cls 8.794495 0.066165 0.76 2.07

Neuberger Berman AMT MidCap Gwth Cls S 9.243744 0.022238 0.24 2.81

Royce Micro-Cap Portfolio - Inv Cls 8.791150 0.235371 2.75 5.12

Royce Small-Cap Portfolio - Inv Cls 8.764149 0.219396 2.57 5.59

T. Rowe Price Equity Inc Portfolio II 8.133778 0.087358 1.09 3.69

Van Eck Worldwide Hard Assets 23.222225 0.592749 2.62 8.46

Van Kampen UIF Emerg Mkts Eq Class II 11.896733 0.175323 1.50 6.40

Victory VIF Diversified Stock (Class A) 8.168582 0.079187 0.98 3.29

New York Life Access Variable Annuity is issued by New York Life Insurance and Annuity Corporation (A Delaware Corporation) and distributed by NYLIFE Distributors LLC, member FINRA/SIPC, wholly owned subsidiaries of New York Life Insurance Company, 51 Madison Avenue, New York, New York 10010. For more complete information, refer to the New York Life Access Variable Annuity product prospectus and the individual fund prospectuses. To obtain the current prospectuses, please call 1–800–598–2019. Investors are asked to consider the investment objectives, risks, charges, and expenses of the investment carefully before investing. Both the product prospectus and the underlying fund prospectuses contain this and other information. Please read the prospectuses carefully before investing.